Farmers & Merchants State Bank

Company Overview

F&M has 23 offices and over 37 ATMs located in Fulton, Williams, Henry, Defiance, Lucas, and Wood counties in Ohio, as well as DeKalb and Steuben Counties in Indiana. Toward the end of 2007, F&M opened a new office in Perrysburg and expanded into Indiana with offices in Butler and Auburn. In August 2008, F&M opened a new full service office in Angola, Indiana. In July of 2010, F&M expanded into Hicksville, Ohio. Our Waterville, OH office opened in May of 2013 and F&M expanded into Custar, OH in December of 2013. In August of 2014, we opened an office in Sylvania, OH. 2016 is bringing even more exciting changes to F&M. We opened our Huntertown Office in Fort Wayne, IN and this summer we will open our 24th office in Bowling Green, OH!

F&M continues to serve the financial needs of individuals, farmers, businesses, and industries by offering the traditional banking products, as well as online, mobile and telephone banking products. Our online and mobile products along with our EZ Access Line allow access to account information and fund transfers 24 hours a day, seven days a week. With the F&M Mobile App and FM eXpress you can access your accounts, check balances, transfer funds, or pay your bills from your smart phone.

Through the years, The Farmers & Merchants State Bank has made it our number one goal to be here for you. That will never change. F&M’s commitment is to ensure that community banking continues to grow and prosper by providing quality customer service and effectively supplying the right products to meet the financial needs of individuals, farmers, businesses, and industries within our market area.

At Farmers & Merchants State Bank, we are looking forward not only to the future of F&M, but to the future of our customers as well. F&M has been a stable financial institution for over 119 years and that will not change!

Working with our communities, F&M will continue on the same successful path as we strategically plan for the future.

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